Don’t just dream about a secure future—plan for it with customized solutions from Sunshine & Sage Solutions. Whether it’s protecting your loved ones with life and health insurance or building wealth with confidence, we’ll guide you every step of the way.

14,721 Clients Served
214 Financial Plans Created
25 Years Combined Experience
189 Success Stories

Tailored Insurance and Wealth Strategies for a Secure Future

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ABOUT US

Helping You Secure Your Future with Personalized Insurance and Wealth Management Strategies

At Sunshine & Sage Solutions, we specialize in crafting customized life insurance plans, health insurance coverage, hospital indemnity, and wealth management services tailored to align with your financial goals. Whether you need family financial protection, investment strategies, or retirement savings plans, we are here to guide you. We proudly serve Tampa, Wesley Chapel, Land O’Lakes, Lutz, Zephyrhills, and Dade City, offering the best financial planning solutions to ensure your peace of mind.

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What We Offer

Life & Health Insurance

Comprehensive life insurance plans and health insurance coverage designed to protect you and your loved ones. We help you find the best life insurance in Tampa, Wesley Chapel, Lutz, Zephyrhills, and beyond, ensuring your financial security at every stage of life. Learn More

Hospital Indemnity Plans

When traditional health insurance isn't enough, our hospital indemnity solutions in Tampa, Wesley Chapel, Land O’Lakes, and surrounding areas provide additional financial protection. Receive cash benefits to help cover unexpected costs during hospital stays.

Wealth Management

Our wealth management services help you grow, preserve, and manage your wealth with expert strategies tailored to your future. Whether you're interested in investment strategies, retirement planning near you, or estate planning advice, we provide solutions that align with your financial goals.

Ready to take control of your financial future with tailored solutions?

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Meet Melissa!

Founder + CEO

Melissa Lorenzo

Hi, I’m Melissa. As a Speech-Language Pathologist (SLP) by trade, I bring a unique perspective to life and health insurance. With extensive experience in health care, skilled nursing, long-term care, assisted living, and hospital settings, I’ve seen firsthand the challenges of inadequate insurance coverage.

That’s why I’m here—to help you find a life insurance plan that fits your needs and ensures your family's financial protection. From retirement planning in Wesley Chapel to long-term care insurance in Tampa, I make it my mission to help you navigate the complexities of health insurance coverage and financial planning solutions.

I’ve seen the toll that death, illness, and accidents can take on families. Hiring caregivers, paying the mortgage, or handling everyday expenses after losing a loved one can be overwhelming. I want to ensure that financial stress isn't part of your struggle.

By combining my knowledge of healthcare, insurance, and wealth management, I empower you to take control of your financial future with customized business insurance solutions, hospital indemnity plans, and estate planning advice.

Mentors

Every great team needs mentors, and I have some of the best.

As a top 10 business in the National Alliance Association (NAA) for three consecutive years, Robin and Caroline Paugh of Graceland Financial and Rise Management are leaders in the insurance and wealth management industry. Their expertise helps us create financial strategies that work for you.

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